The bank serving farmers, cooperatives and the sustainable future of the DRC.
The team
HAS
about
Who are we ?
Banque Crédit Agricole et d'Investissement (BCAI SA) is a financial institution that combines banking expertise and knowledge of the agricultural sector. We are committed to modernizing agriculture, supporting agricultural value chains, and promoting environmentally friendly farming. Our approach aims to foster inclusive and sustainable development, where every agricultural stakeholder, whether smallholder or cooperative, has access to the financing and tools needed to thrive.
Our mission
We facilitate access to credit and financing for farmers, cooperatives, and agricultural entrepreneurs, while structuring and developing the sector's value chains. We promote inclusive finance, with a particular focus on youth and women, and we offer digital financial services accessible throughout the DRC, contributing to equal opportunities and reducing rural poverty.
Our values
Transparency: We ensure clear and reliable governance to build trust with our partners.
Innovation: Our products and services are designed to meet local realities and the specific needs of agricultural stakeholders.
Inclusion: We focus on unbanked rural populations to provide them with access to financial services.
Sustainability: We are committed to promoting green and resilient agriculture in the face of climate and economic challenges.
Our vision
Our goal is to become the leading bank for agricultural finance and investment in the DRC. We aim to support the country's food sovereignty, strengthen financial inclusion, and promote sustainable and innovative agricultural practices that preserve the environment and stimulate economic growth.
Nos services
Digital Banking
We offer mobile services and e-wallets that enable rural populations to easily access their finances.
Our network of local agents facilitates local transactions, and our financial education programs enable beneficiaries to better manage their resources and make informed economic decisions.
Banking Products
We offer current and savings accounts tailored to the needs of individuals, cooperatives and businesses.
Our fixed-term deposits offer secure and profitable investment solutions, while our modern payment methods facilitate everyday transactions.
Fast domestic and international transfers allow for secure fundraising, and our foreign exchange and cash management services support financial planning for agricultural stakeholders.
Investment and development
We support the creation and modernization of agricultural infrastructure, including agri-food processing units, to increase the added value of local production. Our projects also aim to promote sustainable agriculture, resilient to climate change, and capable of meeting future food needs.
Agricultural infrastructure:
irrigation , storage, rural roads.
Food processing units.
Modernization of tools and equipment.
Green projects and climate-smart agriculture.
Impact & Engagement
BCAI SA works to strengthen food security, increase agricultural incomes, and promote financial inclusion for rural populations. We also contribute to local economic development, job creation, and the reduction of rural exodus, making each project a lever for sustainable transformation for communities.
Food security and rural employment
Financing inputs and equipment to increase yields.
Reducing post-harvest losses through modern storage.
Support for cooperatives to strengthen processing and access to markets.
More than 100,000 direct and indirect jobs created within 7 years.
Financial inclusion
Objective: 500,000 rural customers in 7 years.
Targeting 60% of women and young people.
Presence in all 145 territories of the national development program
rural.
L'équipe
Equipe en Or
HAS
about
Nos services
Contact
Address
Head office: New Presidential Galleries, Ground Floor, room 15
Commune of Gombe - Kinshasa, DRC
Phone
+243 810 358 703